MCT Rate Lock Index
Weighted-average locked note rate (%) · Con 30, FHA 30 · Purchase · OO occupancy · last 10 snapshot days
Builder
5.593%
▲ +0.086%
vs. prior day
Non-builder
6.732%
▲ +0.005%
vs. prior day
Spread (Non-B − B)
1.138%
▼ −0.080%
vs. prior day
Builder 5.593% — at its 10-day high; 27 bps above the low (5.321% on Aug 24).
Non-builder 6.732% — at its 10-day high; 11 bps above the low (6.626% on Aug 28).
Builder · Con 30
Builder · FHA 30
Non-builder · Con 30
Non-builder · FHA 30
Spread · Con 30
Spread · FHA 30
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MCT
· Data as of Sep 3, 2026, 10:49 AM PT
For informational purposes only — not a rate quote or an offer to extend credit.