MCT Rate Lock Index
Weighted-average locked note rate (%) · FHA 30 · Purchase · OO occupancy · last 10 snapshot days
Builder
5.327%
▲ +0.059%
vs. prior day
Non-builder
6.551%
▲ +0.005%
vs. prior day
Spread (Non-B − B)
1.224%
▼ −0.054%
vs. prior day
Builder
Non-builder
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MCT
· Data as of Sep 3, 2026, 10:49 AM PT
For informational purposes only — not a rate quote or an offer to extend credit.